Hela Capital exists to address immediate financial challenges that our clients encounter.

Our products are easy to access through our mobile lending application named ‘Hela Pesa’ which can be dowloaded from google play store.

We currently have 2 products namely Salary Advances and Hela Mobile Loans which are easily and conveniently accessed   through the mobile app.

Mobile Salary advances are available to employees who work for organizations that have signed an MOU for the salary advance check-off system with Hela Capital Limited.

Mobile Loans are available to all smartphone users. All one needs is a registered M-pesa line and a smart phone!

1st Time applicants for Hela Mobile phone access a minimum of Kshs 400. They then build their creditworthiness through prompt repayments to further access up to Kshs 50,000. A one time   due diligence fee of KSH 100 is charged.

HELA PESA MOBILE LOANS

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    Hela Pesa Salary Advance

    This product seeks to address the emergency financial needs for employees in between the payroll dates.  Employees can access up…

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    Hela Pesa Mobile Loan

    Our mobile App is called Hela Pesa. It is an online platform that provides the convenience of acquiring emergency and…

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    Hela Pesa App

    Join thousands of employees who are benefiting  from Hela Pesa Mobile salary Advances to tatua their urgent financial needs!!

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PEER TO PEER FINANCING

  • Peer-to-peer (P2P) lending is a method of debt financing that enables individuals to borrow and lend money without the use of an official financial institution as an inter…
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PEER TO PEER INVESTOR

Hela Capital P2P Investing is a virtual financial marketplace where investors connect with borrowers through an online platform making it possible for investors to le…

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HELA PESA LOAN BENEFITS

  • Access anywhere, anytime
  • Instant application
  • Instant disbursement to your Mpesa.
  • No physical appro….
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Hela Pesa Salary Advance Application Process

First Time Applicants - Hela Pesa Salary Advance

Go to google play store, search for Hela Pesa App and install. Pro….

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Repeat Applicants - Hela Pesa Salary Advance .

Simply, Log in with your phone number and password. Apply for your a…

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Salary Advance Testimonial

Emergency Loan Testimonial

Business Loan Testimonial

IN THE BLOG

  • Mary
    My son fell ill in the middle of the night. I did not have ready cash at that time to take him to the hospital.
    Fortunately, I had already downloaded the HELA PESA App from Google play store. I simply applied for my salary advance through this App.
    I received the money within few minutes and I rushed my son to the nearest hospital. He was treated and he is now well as you can see.
    The advance I took was comfortably repaid through my payslip by my employer.
    I thank God for the Hela Salary Advance for it helped save my son!.
    Mary MulwaHela Pesa Salary Advance Testimony